Ade-Hariyike Capital Compass logoAde-Hariyike Capital Compass

Services

We provide credit and investment support to business owners and traders operating within major markets, adhering to industry best practices and offering flexible terms.

Our financing services

Working Capital Loans

Best for: Traders & retailers needing short-term cash flow

Credit for business owners and traders to fund day-to-day operations, restock inventory, and bridge cash-flow gaps.

  • Straightforward application process
  • Terms built around your sales cycle
  • No long-term lock-in

Trade & Business Financing

Best for: Businesses trading in major markets

Capital structured around how trade and business actually happen in major markets, with terms that reflect real operating cycles.

  • Financing aligned to your trade cycle
  • Support for bulk purchasing and restocking
  • Terms shaped around real market rhythms

Project Financing

Best for: SMEs executing a defined growth project

Funding support for defined business projects, from planning through execution, for SMEs looking to grow.

  • Funding aligned to project milestones
  • Support from planning through execution
  • Structured for defined-scope projects

Investment Opportunities

Best for: Investors seeking SME-backed opportunities

Ways to put capital to work alongside SMEs we finance. Reach out to discuss current opportunities and terms.

  • Capital deployed alongside vetted SMEs
  • Opportunities reviewed by our team
  • Terms discussed directly with our team

How financing works

From first conversation to funded — here's what to expect when you apply.

  1. 1

    Tell us about your business

    Share what you do, how you operate, and the financing you're looking for.

  2. 2

    We review your application

    Our team assesses your business and structures terms around your cash flow.

  3. 3

    Terms are confirmed

    We walk you through rates, limits, and repayment options before anything is finalized.

  4. 4

    Funds are disbursed

    Once agreed, capital is released so you can put it straight to work.

Eligibility

Who we work with

A general sense of what we look for — your dedicated contact will confirm exact requirements for your application.

  • An operating business or trade activity within major markets
  • Basic business or trade identification and records
  • A clear, definable financing need
  • Willingness to work within agreed repayment terms

Repayment that fits how you earn

To accommodate our customers' needs, we offer a diverse range of repayment plans, including daily contributions and other adaptable options.

Rates, limits, and terms vary by applicant and are confirmed during underwriting. Contact us for current offers.

  • Daily contribution plans
  • Schedules aligned to your cash flow
  • A dedicated contact throughout your term

Services FAQ

Which service is right for my business?

It depends on your need: working capital loans suit day-to-day cash flow, trade & business financing suits market-cycle purchasing, and project financing suits a defined growth initiative. Contact us and we'll help you find the right fit.

What documentation do I need to apply?

Requirements vary by applicant and financing type. Our team will confirm exactly what's needed once we understand your business and the financing you're seeking.

Is collateral required?

This depends on the type and size of financing. Our team will discuss any requirements with you directly during underwriting.

Can I apply for more than one type of financing?

Yes — many of our services are complementary. Speak with our team about combining working capital, trade, or project financing to fit your business.

Not sure which service fits?

Tell us about your business and we'll help you find the right financing or investment path.