Capital that moves Nigerian SMEs forward.
Ade-Hariyike Capital Compass empowers Small and Medium Enterprises with working capital loans and investment opportunities, delivered with flexible, business-first terms.
Ade-Hariyike Capital Compass at a glance
- Years in Business
- 10+
- SMEs Financed
- 500+
- Capital Disbursed
- ₦2B+
- Client Satisfaction
- 98%
Why choose Ade-Hariyike Capital Compass
Built for SMEs
We recognize the role SMEs play in driving economic growth and job creation, and structure our financing around how Nigerian businesses actually operate.
Flexible Repayment
A diverse range of repayment plans, including daily contributions and other adaptable options, tailored to your cash flow.
A Decade of Trust
Founded over a decade ago, we've built a legacy of dedication and trust, earning the loyalty of numerous satisfied customers.
Financing built around your business
From day-to-day working capital to structured project funding, explore the ways we put capital to work for Nigerian SMEs.
Working Capital Loans
Credit for business owners and traders to fund day-to-day operations, restock inventory, and bridge cash-flow gaps.
Trade & Business Financing
Capital structured around how trade and business actually happen in major markets, with terms that reflect real operating cycles.
Project Financing
Funding support for defined business projects, from planning through execution, for SMEs looking to grow.
Investment Opportunities
Ways to put capital to work alongside SMEs we finance. Reach out to discuss current opportunities and terms.
How it works
A straightforward path from inquiry to funded, structured around how your business actually operates.
- 1
Apply
Tell us about your business and financing needs — reach out through our contact form or by phone.
- 2
Get assessed
Our team reviews your application and structures terms around your cash flow and operating cycle.
- 3
Receive funds
Approved capital is disbursed promptly so you can restock, bridge gaps, or execute your project.
- 4
Grow & repay
Repay on a flexible schedule — including daily contributions — built around how your business earns.
Our Partners
Trusted by business owners across Nigeria
“The working capital loan helped me restock ahead of the festive season without disrupting my cash flow.”
Placeholder Client
Textile Trader, Balogun Market
“Repayment terms were flexible enough to match how my business actually earns week to week.”
Placeholder Client
Building Materials Supplier
“Project financing let us complete a warehouse expansion on schedule and on budget.”
Placeholder Client
Logistics SME Owner
Our commitment
With a strong commitment to empowering Nigerian businesses and individuals, we strive to improve access to finance and promote better business practices — contributing to the overall sustainable economic growth of the country.
Frequently asked questions
Who can apply for financing?
We work with business owners and traders operating within major markets in Nigeria, including SMEs seeking working capital, trade, or project financing.
How long does approval take?
Timelines vary by applicant and the type of financing requested. Our team will confirm an estimate once we understand your application.
What repayment plans are available?
We offer a diverse range of repayment plans, including daily contributions and other adaptable options tailored to your cash flow.
Do you offer investment opportunities as well as loans?
Yes. Alongside financing for SMEs, we offer ways to put capital to work through investment opportunities. Contact us to discuss current terms.
APPLY NOW
Quick Application, Instant Decision
Get approved for your loan in minutes with our streamlined application process
Ready to move your business forward?
Talk to our team about working capital, trade, or project financing built around how your business operates.